This pays you a regular income if you are unable to work because of an accident or illness, for as long as you are unable to return to work up until the end of the policy. This can cover you beyond the statutory sick pay which your employer gives you.
Income Protection
Life Assurance
This covers you for a fixed term and pays a lump sum if you die during that policy term. It can protect your family should something tragic befall you and is particularly important if you are the main breadwinner.
Portfolio Insurance
Portfolio insurance is for landlords with a portfolio of properties. Setting up a multi-property insurance ensures landlords can have one single policy with the right level of cover in place for each individual property, whether they are commercial or residential.
Home Insurance
Home insurance is essential for your home, it covers the building as well as the stuff inside it against theft and damage by fire and flood. Depending on your policy it can also cover against accidental damage.
Critical Illness Cover
If a specific, serious illness is diagnosed, then this plan is designed to pay you out, and it is often included as an additional benefit to a life assurance plan.
Mortgage Protection
Mortgage protection insurance covers the cost of your mortgage payments if you become unwell or lose your job. It will pay you a set amount each month, usually for a period of up to two years, depending on your policy.